NEW YORK – Stocks struggled to a mixed finish Thursday after weak earnings news from 3M and other companies weighed on the market.
The Dow Jones industrial average lost 12 points, but broader indexes posted slight gains. The market had risen steadily in the opening moments of trading following a surprise drop in first-time claims for unemployment benefits, pushing the Dow up as high as 53.
3M Co. set a negative tone with a downbeat view on the economy and a lower forecast for full-year earnings. 3M’s dim assessment of the U.S. and European economies was a sobering reminder that growth in many developed nations remains weak. The maker of everything from Post-It notes to Scotch Tape called growth in those regions “uninspiring.” Its shares fell 6.4 percent.
Apple Inc. fell about 1 percent after warning in a regulatory filing that profit margins might narrow next year. Colgate-Palmolive Co. also said it expects sales growth to slow next year.
Not all the corporate news was bad. Eastman Kodak Co. rose 15.4 percent after saying more customers turned to home and office printers. Motorola Inc. said its phone division was profitable for the first time in three years as the company bets consumers will snap up more smart phones like the Droid X.
Avon Products Inc. sank 5.6 percent after reporting surprisingly poor results from emerging markets. The beauty products seller said weakness in Brazil and Russia hurt quarterly profits. Many companies have relied heavily on expansion in developing countries to offset lagging sales in the U.S. and Europe.
Mixed earnings over the past few days sapped energy from an upswing on the stock market, which has been on a nearly unbroken rise since early September.
Pharmaceutical companies Bayer AG and Sanofi-Aventis SA and automaker Hyundai Motor Co. kicked off earnings worldwide with upbeat results, sending stocks higher overseas before U.S. markets opened.
A surprise drop in claims for unemployment insurance provided the most encouragement about the economy. Claims fell to their lowest level in three months, bolstering hopes that companies might start ramping up hiring soon.
The Dow fell 12.33, or 0.1 percent, to close at 11,113.95.
The Standard & Poor’s 500 index rose 1.33 point to 1,183.78, while the Nasdaq composite rose 4.11, or 0.2 percent, to 2,507.37
Not even a falling dollar could provide support for the market. Stocks and commodities have been very sensitive to the movement of the dollar in recent weeks. A decline in the dollar makes riskier assets priced in the currency, such as gold, oil and domestic stocks, more attractive to investors.
The dollar was broadly lower against other currencies, while commodities prices mostly rose. Gold rose $19.90 to $1,342.50 an ounce.
Bond prices rose. The yield on the benchmark 10-year Treasury note, which moves opposite its price, fell to 2.66 percent from 2.72 percent late Wednesday.
Gaining stocks narrowly outpaced declining ones on the New York Stock Exchange, where consdoliated volume came to 4.3 billion shares.
Attendance hasn’t been a roller coaster, it’s just been up, up and up.
On Wednesday, Silverwood Theme Park will reach a record for annual attendance, with more than 600,000 guests.
That’s up 6 percent compared with the 2009 season, said Nancy DiGiammarco, spokeswoman for the park. Last year was up 2 percent from 2008, she said.
Since the late ’90s, Silverwood has grown its attendance, particularly in the last few years, when many other amusement parks suffered decreases in attendance.
“We’re feeling wonderful about this year,” DiGiammarco said. “No matter what the economy looks like, moms want kids to have fun vacations.”
She said the theme park’s advertising in the Seattle, Portland and Calgary markets provided a boost this year that helped the park reach the new levels. The park’s message: “Affordable, family fun a short drive away,” she said.
The image of a low-cost alternative to theme parks outside the Northwest sold well in those three markets, she said.
Also, the growth can be attributed to owner Gary Norton’s continued investment in the park.
She said there has been talk of a new attraction next year, and there could be an announcement later this year detailing what that might be.
Scarywood also will continue to grow next year, she said.
Of the guests who visited the park in 2010, an estimated 400,000 were vacationers, which according to an updated Idaho Department Commerce study spent approximately $67.9 million in the Coeur d’Alene-Spokane region on services such as dining, shopping, hotel stays, gas and more, she said.
Silverwood announced that it will award visitor No. 600,000 a free 2011 season pass to the theme park.
Silverwood has been singled out for the role it plays in the Inland Northwest’s economy, she said.
The former state tourism director for the Idaho Department of Commerce, Carl Wilgus, called Silverwood the “most attended attraction in the state,” she said.
The business side of running a medical clinic can be an expensive, daunting task, and more often detracts from the quality patient care side of the operation. “Not Any More” … thanks to a new 21st century technology break through. There is an affordable solution available that is easy to use and specifically designed to increase cash flow by decreasing the cash gap that plagues most all practices. How do I know if I have this problem?
Eight Questions every medical practitioner needs to ask themselves:
1. Do I know the status of a referred patient before they arrive? Does my electronic system check eligibility, deductible, co-pay, medical records, etc.?
2. Does my claims submission system return reimbursements in 14 days? Does it allow real-time status checking by me and my staff 24/7? Is the error rate under 2 percent?
3. Does my system allow me to enter progress notes with free text, on-screen handwriting, voice, dictation, or typing? Is it an inflexible, rigid, template driven model, or is it designed with flexibility to accommodate my personal preferences? Do I know that Medicare will pay ME more than $40,000 over 5 years to implement a Meaningful Use, HL7 compliant EMR system now (and that such a system is available for a fraction of that amount)? Do I also know that Medicare will penalize me if I wait?
4. Am I prepared when the Medicare RAC auditors arrive? These are private contractors who are looking for overpayments — “bounty hunters,” if you will. Current technology can make sure they won’t find any irregularities. And they ARE coming.
5. How much phone and wait time can be saved if my patients registered and made appointments online, as well as checked lab results, ordered prescription refills, paid their bills, set up payment arrangements, and more? If my system enabled these items, would that improve my bottom line, and make my patients happier?
6. Can my system improve aged patient receivables to the point where 90 percent or make it into my bank account?
7. Is the cost of in-house coding a strain on my budget? Outsourcing can do this for less than $5 per encounter. If your certified coder could do an optimistic 25 encounters daily, the cost for coding each would easily be 30 percent more. Correct coding can increase your rate of reimbursement and keep you in compliance.
8. Does my system keep all my documents stored online, searchable in seconds by any parameter? Or are my paper files taking up increasing amounts of office space?
Finally there isa fully tested and integrated technology that takes care of all of these things and so much more. It is available right now and not only surprisingly affordable, but will actually pay for itself many times over in cash, more productive time, as well as reduced stress. Most importantly, you can now focus on your core competence — looking after your patients, providing quality treatment and patient care, while our local outsource company looks after you and your business better than anyone else.
So, ask yourself — Is my practice my patient? Does it need a cash flow doctor? If so call the number below for a FREE exam.
What you don’t know can hurt you, at least when it comes to your dental health and your overall health. Dental is often an overlooked issue in comparison to medical health, yet the two are closely linked. During the past decade there has been increasing evidence of associations between oral infections from gum disease and medical conditions such as diabetes, heart disease, stroke and preterm low-birth weight babies.
What is gum disease?
Gum disease, also called gingivitis or periodontal disease, is a bacterial infection caused by plaque – the sticky bacteria that collects in the pockets around your teeth every day. If plaque is not removed regularly through brushing and flossing and professional care, the bacteria can create toxins that can inflame and damage your gums. If left untreated, it can eventually destroy your gums and the bone that support your teeth.
How does gum disease put you at risk?
Not only can gum disease affect your appearance and dental hygiene, the bacterial infection can cause inflammation in your mouth, which may travel to other parts of your body, potentially putting you at higher risk for serious medical illness.
Prevention is the best medicine
The good news is, if caught in the early stages, gum disease can be reversed. Visiting your dentist on regular basis for preventive assessments and professional cleanings is critical to your health.
You also play a major role in preventing dental disease:
• Brush your teeth for two to three minutes, twice a day. Don’ t forget to brush along the gum line.
• Floss at least once daily to remove bacteria and food from between and around your teeth.
• Just as with your overall health, eating nutritious, balanced meals helps prevent gum disease.
• Limit sodas, sports drinks, and juices with high amounts of sugar and acid Protect yourself and your family by learning more about gum disease and take action to ensure a healthy smile and healthy body. To find out more, visit Delta Dental of Idaho’ s website, www.deltadentalid.com and click on Oral Health and Wellness.
Morris speak about health care reform, the future of our system .
Health care has never been of higher quality, we have amazing technology, high levels of satisfaction and great quality care. It is because of this that Joe Morris, former CEO of Kootenai Health, said it is a great time to be a patient. But with recent reforms and elections approaching, it is hard to tell what direction our healthcare system is moving toward.
Hospital systems across the country are growing. Morris said Boise’s two main hospitals opened second locations. This growth has many hospitals wondering if they will be able to stay independent.
“The health reform has changed a lot in the health industry,” Morris said. “What many people don’t realize is a lot of the ideas in the reform are just as much republican as democrat.”
Kootenai Health actually began preparing for some of these changes during the Clinton administration by forming an accountable care organization for the northern five counties called North Idaho Health Network. This network allows local doctors, insurance companies and private insurance providers, as well as local hospitals to come together. This may become more common if more reforms are put into place.
“It used to be I would walk in and see a full surgical board and say ‘It’s a good day to work at the hospital,’ but with this new idea the goal becomes to keep patients healthy and get them well before they even have to go to the hospital,” Morris said.
With this model hospitals and doctors are paid based on the quality of care given to patients, rather than by number of procedures performed, or number of patients treated.
“If you keep the population healthy and well you are more profitable,” Morris said. “It works for employers too, it gives them an incentive to keep their employees healthy.”
In order to make something like this work in our community, Morris believes the area needs to attract more primary and family care physicians as well as make our community aware of the way our system functions.
To help spread awareness about our current system, where it stemmed from and the new reforms, Morris has been speaking to various groups and organizations throughout North Idaho including rotary and chamber groups.
“It has been fun informing people about other health care systems around the world,” Morris said. “It seems like people don’t have a clue how care in other countries work and how they came to that decision.”
Morris explained that there are four main types of health care used globally.
• Bismarck Model
Insurance is provide by funds from both employers and employees. Insurance is totally private and rates are negotiated with the government so rates stay low.
This model is used by countries like Germany and France.
• Beverage Model
Hospitals and insurance in this model are funded solely by taxes. This is the model that England uses.
• National Health Insurance Model
Hospitals are privately run and health insurance is funded by the government. This is the model that Canada uses
• Cash Model
Under this model you have to pay for your healthcare up front. If you cannot pay for your care, you cannot receive it. Poorer countries such as Cambodia use this model.
So which model does the United States fall under?
“We fall into none of the categories specifically,” Morris said. “Rather, we use all of them all at the same time.”
Morris explained that if a person is employed and has insurance through work they fall under the Bismarck model like Germany and France. If a person receives care through Medicare then they function more like Canada. For veterans who use V.A. hospitals, Native Americans who use their community care facilities, or something similar, the Beverage model is applied. Finally, if a person is uninsured and doesn’t qualify for a government program, they are treated like Cambodia. No cash, no care.
“We have it all,” Morris said. “Most countries make the decision early on that everyone should have some kind of health coverage. Then they decide how to go about it. We haven’t come to that decision yet, we are lacking the moral commitment and shared moral standard that the other countries value.”
Morris said one thing to keep in mind is that every country does health care differently, and each system seems to work.
“We are reforming, but not moving to just one system,” he said. “The bill that was just passed is just tweaking our original system.”
Overall Morris enjoys informing the public about our healthcare system.
“It is funny to see how people react when I start telling them that our system is actually more socialistic than the system adopted by Germany and France,” he said.
Due to the baby boomer generation aging and moving into the Medicare system, as well as recent healthcare reforms, Morris said it is an interesting time to be in healthcare.
“It is definitely the best time to be a patient,” he said. “But it is also the most challenging time to be working as a healthcare provider.”
• Adam M. Borg has recently earned his orthopaedic clinic specialist certification from the American Board of Physical
Therapy Clinical Specialties. The board certification recognizes advanced skill and orthopaedic knowledge as it relates to physical therapy. Adam works for North Idaho Physical Therapy, at the Hayden branch. North Idaho Physical Therapy has also added Melissa Jacobson to its Coeur d’Alene clinic. Dr. Jacobson is a 2010 graduate of Western States Chiropractic College, University of Western States. She attended Eastern Oregon University. Jacobson is a Coeur d’Alene native and graduated from Coeur d’Alene High School in 2002.
• Ken and Kristi Kotoski are the new owners of Watches by Gosh in The Shops across Front Avenue from The Coeur d’Alene Resort. The store specializes in the sale of watches, clocks and sunglasses. The Kotoskis also own and operate Yellowstone Watch Inc., in Post Falls.
• Kiemle and Hagood Co. announced that it has made Gwen Crane property manager and leasing agent at its Coeur d’Alene Office. Crane is a licensed realtor in Washington state. She was previously an account manager for Contract Design Associates.
• Seattle architect and University of Idaho alumnus Brian Runberg has received national recognition for the restoration and adaptive reuse of the Beardmore Building in Priest River. Runberg was presented the Award of Merit from the American Association for State and Local History at the association’s annual meeting in Oklahoma City on Sept. 24.
• Cup of Love coffee drinks stand, located at 2020 N. Fourth St., is opening with new owners, husband and wife Andy and Jolene Luebke, of Otis Orchards, Wash. They are leasing 350 square feet of space next to the Fourth Street Beverage Shack. They will sell coffee drinks, tea, and breakfast foods such as pastries and bagels, Andy Luebke said.
The grand opening was Oct. 11. He said the previous coffee vendor there closed early this year.
• Brian Goetz, of Coeur d’Alene, has been recognized by State Farm Mutual Automobile Insurance Co. for achieving Bronze Tablet in business and service. That’s an honor given to agents achieving Legion of Honor status in five of the last six years. He has earned recognition within State Farm’s Legion of Honor. Sue Breesnee, of Post Falls, and Tim Skelton, of Coeur d’Alene, also received Legion of Honor recognition.
State Farm insures cars, watercraft and homes in the U.S. and Canada.
• Three real estate professionals in Coeur d’Alene have joined Keller Williams Realty Coeur d’Alene Market Center. Cindy Kinner has a degree
from the University of Idaho in interior design and received her license in real estate last March. Pat Galles has been in the real estate industry since 1992. He acquired his agent’s license in 1998. Chris Belstler has a background in remodeling rental properties in the real estate industry and received his real estate license in 2001.
They can be reached at 667-2399
• U.S. Bank has named Rick Murray as its region president for the North Idaho Palouse Region. Murray succeeds Rick Barton, who retired earlier this year. Murray has worked for U.S. Bank and its predecessor companies for 36 years, and has been a lifelong resident of North Idaho.
• Rose Backs, of Realty Auction Services and Elite Auction, recently took home the award of Northwest Auctioneer Champion. The competition, held in conjunction with the Washington Auctioneers Convention, is a tri-state contest with auctioneers participating from Idaho, Washington and Oregon.
• North Idaho College has hired Phil Roche as its new library director. Roche holds a master’s degree in library science and is currently assistant professor and access services librarian at Southern Utah University.
Jay Lee, NIC president for instruction, said, “I think we got really lucky to get Phil. He shows a ton of energy and seems genuinely excited about joining the NIC team. I’m confident he will be a good addition to the library and the college.”
• John Little has joined Hagadone Hospitality as food and beverage director. The company’s group of Coeur d’Alene restaurants includes Beverly’s
at The Coeur d’Alene Resort, Dockside, Tito’s, Bonsai Bistro, Cedar’s Floating Restaurant, Beachouse and Mulligans. Little has been a managing partner of Outback Steakhouse for the past 10 years. He is chairman of the Coeur d’Alene Visitor’s Bureau and serves on a culinary advisory board at North Idaho College.
• J-U-B ENGINEERS, Inc. is proud to announce its recently licensed engineers. Michelle Johnson, Jon Baune, and Andrew Baden in the Coeur d’Alene office passed their engineering examinations.
• Global law firm K&L Gates LLP has appointed Philip J. Carstens administrative partner of the firm’s Spokane/Coeur d’ Alene office. Carstens succeeds Michael C. Ormsby in the position, following Ormsby’s swearing-in Friday as U.S. Attorney for the Eastern District of Washington.
Guide to abbreviations: ang = also known as. fka = formerly known as. dba = doing business as. fdba = formerly doing business as.
Darrell Montee and Kimberlie J. Montee aka Kimberlie J. Boyce aka Kimberlie J. Ramsdell, Post Falls, Chapter 7
Jennifer S. Clancy, Coeur d’Alene, Chapter 7
Tracy Leonard Ward, Post Falls, Chapter 7
Nikki Ann Oss, Coeur d’Alene, Chapter 7
Travis R. Guertin and Melissa D. Guertin, Post Falls, Chapter 7
Reuben J. Renner and Teaira Lynn Renner fka Teaira Bennion, Post Falls, Chapter 7
Amanda Smith, Post Falls, Chapter 7
Angela K. Golden and Michael J. Golden, Bayview, Chapter 7
Sean T. Siroshton, Rathdrum, Chapter 7
Jeremy A. Williams and Amber M. Williams, Sagle, Chapter 7
Joshua J. Brown and Tess M. Brown aka Tess M. Owens, Ronan, Mont., Chapter 7
Anita Lorraine O’Meara fdba Whispering Pines Contracting fdba Building Design Concepts L. L. C., Post Falls, Chapter 7
Andrea Roberts fka Andrea Hartnett, Sandpoint, Chapter 13
John E. Casey, Winchester, Chapter 7
Christie L. Brinkly, Lewiston, Chapter 7
Gary T. Elkins, Post Falls, Chapter 13
Douglas L. Browning Jr., Post Falls, Chapter 7
Stephan A. Wing and Natalie M. Wing, Hayden, Chapter 7
Joseph Anthony Cuberos aka Anthony Cuberos, Sandpoint Chapter 7
Elizabeth Ann Anderson aka Ann A. Anderson aka Elizabeth A. McCormick fdba Anderson & Son L. L. C.
Mickie Marie Kanome, Hayden, Chapter 7
Cheri A. Baldwin, Coeur d’Alene, Chapter 7
Douglas John Yuds and Deborah Joy Yuds fdba Distinctive Wood Floors, Coeur d’Alene, Chapter 7
Fionnan Thomas Vaughan, Coeur d’Alene, Chapter 7
Rebecca M. Webb aka Rebecca M. Smelcer, Sandpoint, Chapter 7
Bonnie Leineweber, Post Falls, Chapter 7
Shane A. Huggins, Colburn, Chapter 7
Brett Edward Stapleton fdba Stapleton Electric, Moscow, Chapter 7
Scott Allan Smith and Hope Lorraine Smith, Coeur d’Alene, Chapter 7
John J. Inman Jr. and Naomi Inman, Spirit Lake, Chapter 7
Penny Lynn Lewis aka P. Alexandria Tremayne Lewis, Liberty Lake, Wash., Chapter 13
Stacey E. Samsel and Misti L. Samsel, Hayden, Chapter 13
Larry W. Schopp Jr. and Jill L. Schopp, Hayden, Chapter 7
Eric M. Sherman and Kimberly J. Sherman fka Kimberly Jo Lopez, Post Falls, Chapter 7
Aaron J. Edwards, and Shon R. Edwards aka Shoni R. Edwards, Rathdrum, Chapter 7
Dylan L. Halley, Coeur d’Alene, Chapter 7
William Dickerson, Hayden, Chapter 7
Jerry P. Walker Jr. and Sawnie M. Walker dba Basic Bookkeeping, Post Falls, Chapter 13
Janet M. Smalley, Rathdrum, Chapter 7
Carla Johnson aka Carla D. Sawyer, Kellogg, Chapter 7
Brian J. Jeffries and Sarah E. Jeffries aka Sarah E. Gadbery, Post Falls, Chapter 7
Scott Allen Mikles and Christine Mikles, Post Falls, Chapter 13
Gary Paul Lirette and Terri Margolin Lirette, Sandpoint, Chapter 13
Jim Matt Morris aka Jim Matt Morris Jr., and Carol Ann Morris, Weippe, Chapter 13
Kenneth Eugene Williams aka Ken Williams and Lisa Reney Williams, Lewiston, Chapter 13
Daryl T. Taniguchi and Patricia A. Taniguchi fdba Camas Cafe, Craigmont, Chapter 7
David Paul Daniels aka David P. Daniels aka David Daniels aka David P. Daniels and Janice Marie Daniels aka Janice M. Daniels aka Janice Daniels, Julieatta, Chapter 13
Joel A. Bush, Rathdrum, Chapter 7
Clayton Warren Christison and Xiaoying Christison, Kewiston, Chapter 13
Timothy James Freund, Hayden, Chapter 7
Larry J. Gibson, St. Maries, Chapter 7
Bradley Joel Barron and Linda Carrol Barron, Coeur d’Alene, Chapter 7
Robert Morris Inabnet, Post Falls, Chapter 7
Vera June Gomaa, Hayden, Chapter 7
Debra J. Samsel, Coeur d’Alene, Chapter 7
Adam Craig Johnson aka Adam Craig McMullan-Johnson aka Adam Craig Johns aka Adam C. Johnson and Carol Denise Johnson aka Carol McMullan Johnson aka Carol Denise McMullan-Johnson fka Carol D. Dunder fka Carol D. McMullan, Moscow, Chapter 7
David Arthur Bentle aka Dave Bentle aka David A, Bentle and Michele Lorraine Bentle aka Michele Bentle fka Michele L. Lindley fka Michele L. Glaser fdba AKW L. L. C. dba M & M Piza & Pub fdba M & M Pizza & Pub fdba Fun Zone fdba FJB L. L. C., Lewiston, Chapter 7
Dale D. Bowe and JoAnne I. Bowe, Post Falls, Chapter 7
Dwayne I. Nirk and Suzzane D. Nirk aka Suzzane D. Harmon Nirk, Post Falls, Chapter 7
Patrick S. Soper and Aliesha J. Soper fka Aliesha J. Visser, fdba PA Investments, Rathdrum, Chapter 7
Ronald E. Iverson and Mary S. Iverson, Athol, Chapter 13
Linda A. Gable fka Linda Jolliff, Hayden, Chapter 7
Gary Dean Crumley and Barbara J. Crumley, Potlatch, Chapter 7
Terrance Roger Niles Jr. fdba Real Estate Solutions Northwest dba T & Rogers Financial Group, Post Falls, Chapter 7
Richard J. Kramer and Carrie J. Kramer, Lapwai, Chapter 7
Bryon Jon Elder aka B j Elder aka Bryan J. Elder. Lewiston, Chapter 7
Michael Ann Bodah aka Michael Bodah fka Michael Beebee fka Michael A. Blood fka Michael A. Grant, Lewiston, Chapter 7
Travis W. Smith and Tina K. Smith, Coeur d’Alene, Chapter 7
Dustin G. Woodruff and Kristin M. Woodruff, Athol, Chapter 7
Lorinda E. Petttipiece, Blanchard, Chapter 7
Amy R. Robertson fka Amy R. Cramer, Post Falls, Chapter 7
Eric S. Forstrom and Dawn M. Forstrom, Rathdrum, Chapter 7
Donald Joseph Hoffman and Yvonne Dian Hoffman, Coeur d’Alene
Kristi E. Jacobsen, Hayden, Chapter 7
Michelle Lynn Russell, Coeur d’Alene, Chapter 7
Charles S. Dean and Crystal L. Dean, Post Falls, Chapter 13
Matthew J. Holman and Leondra M. Holman fka Leondra M. Howell, Post Falls, Chapter 7
Andrew P. Verwolf, Sandpoint, Chapter 7
Khrist Dee Lyn Rojas and Ronald Vance Rojas, Athol, Chapter 7
Rex A. Grace, Coeur d’Alene, Chapter 13
David Kindred Jr. and Bonnie Jo Kindred aka Bonnie Joe Hudson aka Bonnie Joe Stamper, Orofino, Chapter 7
Gerlinde Maria Martenka, Rathdrum, Chapter 7
Micke R. Zimmerman, Coeur d’Alene, Chapter 7
Theresa M. Vonweiser, Coeur d’Alene, Chapter 7
Joel C. Taets, Coeur d’Alene, Chapter 7
Adam L. Chapman and Heather J. Chapman, Sagle, Chapter 7
John W. Moore and Julia E. Moore, Hayden, Chapter 7
Tammy Gee, Coeur d’Alene, Chapter 7
Elisa M. Whalen fka Elisa M. Kaysen and Jason R. Whalen, Rathdrum, Chapter 7
John S. Trevino and Barbara A. Trevino, Post Falls, Chapter 7
Kerry Wade Krause and Amy Rebecca Krause, Post Falls, Chapter 13
Monique Marie Hanson, Coeur d’Alene, Chapter 7
Larry David Sawhill and Lowela Ecat Sawhill, Moscow, Chapter 7
Kady J. Manning fka Kady J. Mayo and Scott M. Manning, Coeur d’Alene, Chapter 7
Byron Marshel Pruiett and Katherine Ann Pruiett, Spirit Lake, Chapter 7
Robert Milton Janssen aka Bobby Milton Janssen aka Bob Milton Janssen dba Robert M. Janssen Logging and Aimee Marie Janssen fka Aimee Marie Barden, St. Maries, Chapter 13
Darren Wayne Preussier, Lewiston, Chapter 7
Cherisse Kay Vance aka Cheri Vance, Lewiston, Chapter 13
Steven T. Millsap and Tanna L. Millsap, Orofino, Chapter 7
Scott A. Morgan and Peggy W. Morgan dba Shea Contracting, Hayden, Chapter 7
George & Sasha Oakley, single family residence, 2821 W. Rosebud Lane, Coeur d’Alene, value $$247,218, issued Aug. 23
Alvin R. Karn, single family residence, 3504 S. Timothy Lane, Coeur d’Alene, value $184,013, contractor Kevin Karn, issued Sept. 16
Charlie Vignale, single family residence, 12732 N. Partridge Way, Hayden, value $375,792, contractor Monarch Development, issued Sept. 15
Barbara J. Weibel, 11668 N. Waterford Loop, Hauser Lake, value $388,863, contractor Monarch Development, issued Sept. 27
Damon Community, single residence, 5633 E. Hayden Lake Road, Hayden, value $893,296, contractor Rosenberger Construction, issued Oct. 1
Pine Ridge Development, single family residence, 31603 N. Sienna Loop, Athol, value $212,209, issued Sept. 29
D & L Developers L. L. C., single family residence, 23582 N. Rapalla Court, Athol, value $241,234, contractor North Idaho Builders, issued Oct. 1
D & L Developers L. L. C., garage/carport, 23582 N. Rapalla Court, Athol, value $44,808, contractor North Idaho Builders, issued Oct. 1
Idaho Forest Group L. L. C., commercial demolition, 4447 E. Chilco Road, Athol, contractor D & L Construction L. L. C., issued Sept. 21
Bart D. Templeman, single family residence, 1620 W. Highway 53, Rathdrum, value $65,955, contractor CDA Structures, issued Sept. 22
Alan R. Littlejohn, single family residence, 33213 N. Sheep Springs, Athol, value $305,226, contractor Kavco Builders L. L. C., issued Sept. 22
Ray Ringering, single family residence, 3670 Basin Falls Road, Hayden, value $284,246, contractor Aspen Homes & Development, issued Sept. 24
Ray Ringering, garage/carport, 3670 Basin Falls Road, Hayden, value $45,554, contractor Aspen Homes & Development, issued Sept. 24
Ta-Yung Ling, single family residence, 9280 S. Kula Ra, Harrison, value $267,793, contractor Cornerstone Construction, issued Sept. 20
Fred Ekstein, single family residence, 537 W. Harbor View Drive, value $441,900, contractor Kevin Carlson, issued Sept. 20
Debra L. Andrews, single family residence, 23546 N. Lakeview Blvd., Rathdrum, value $69,549, issued Sept. 22
Larry Knutson, single family residence, 6492 E. Wood Lane, Harrison, value $96,577, issued Sept. 20
Darrel Hoglan, single family residence, 15840 N. Guinea Lane, Rathdrum, value $236,200, contractor Blue Sky Construction, issued Sept. 21
Lee D. Johnson, single family residence, 13433 N. Ragged Ridge Road, Post Falls, value $336,622, contractor E. R. Construction Inc., issued Sept. 22
Lee D. Johnson, garage/carport, 13433 N. Ragged Ride Road, Post Falls, value $59,744, contractor E. R. Construction Inc., issued Sept. 22
Rosenbberger Construction, single family residence, 11145 Rocking R Road, value $260,455, issued Aug. 6
Termac Construction, demolition, 1255 Miles, issued Sept. 17
North Idaho College, commercial storage building, 719 N. Military Drive, value $19,515, contractor CDA Structures, Issued Sept. 13
Atlas Homes L. L. C., SFD with garage, 6636 N. Cornwall, value $106,404, issued Sept. 14
Copper Basin Construction Inc., SFD with garage, 7857 N. Banning Lane, value $111,899, issued Sept. 16
Ralph Weigley, commercial tenant improvement “Midtown Autoworks”, 1008 N. Fourth, value $29,072, contractor J. Meyer Construction, issued Sept. 23
CDAN Homeowners Association, commercial-update interior/replace windows, 301 N. First, value $29,220, contractor Smalls Construction, issued Sept. 21
North Idaho College, commercial remodel restroom, 1000 W. Garden, value $120,000, contractor James Construction L. L. C., issued Sept. 24
Heart of the City Church, commercial-entry way remodel, 521 W. Emma, value $5,000, issued Sept. 21
Northstar Childhood Development, commercial interior remodel, 180 W. Clayton, value $7,000, contractor Oliver & Company, issued Sept. 24
Aspen Homes & Development, SFD with garage, 6649 N. Madellaine Drive, value $240,000, issued Sept. 22
Hallmark Homes Inc., SFD with garage, 7465 N. Carrington Lane, value $142,165, issued Sept. 20
Victory Homes, single family residence, 2217 N. Millwright Lane, value $225,000, issued Sept. 24
Parkside L. L. C., commercial interior remodel, 601 E. Front, value $10,000, contractor Treo Development, issued Sept. 29
Active West Builders, SFD with garage, 4357 N. Meadow Ranch, value $144,839, issued Sept. 28
Nick Valestrino, commercial change windows & reside front, 414 E. Coeur d’Alene, value $12,500, contractor RLH General Contractors, issued Sept. 27
National Church Residences, commercial-install micro piles, 7765 N. Heartland Drive, value $35,505, contractor Smalls Construction, issued Sept. 30